Your Vancelian payment card has different limits and fees that depend on:
- Your loyalty level
- The type of operation (payment, withdrawal, payment in cryptoassets, etc.)
- The technical limits imposed by our banking partner
The full information is summarised in the table below:
| Bronze | Silver | Gold | Platinum | Elite | |
| Cryptoasset payment limit | 100€ | 1000€ | 2000€ | 3500€ | 5000€ |
| Cryptoasset payment fees | *1€ | *1€ | *1€ | *1€ | *1€ |
| EUR zone payment fees | Free | Free | Free | Free | Free |
| Non-EUR zone payment fees | 2.5% | 2.5% | 2.5% | 2.5% | Free |
| Monthly ATM withdrawal amount | 200€ | 300€ | 600€ | 800€ | 1500€ |
| Monthly free ATM withdrawals | 1 | 1 | 2 | 5 | 5 |
| Additional ATM withdrawal fees | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% |
What are the fixed technical limits of the card?
Some limits do not depend on your loyalty level and cannot be modified:
- ATM withdrawals
300€ maximum per day and per transaction.
Even if your loyalty level gives you a higher monthly allowance, the technical withdrawal limit remains €300 per day.
Example: A Gold member may withdraw up to €600 free per month, but €300 maximum per single withdrawal.
- Card payments
10,000€ maximum per day and per transaction.
How can I view my limits in the application?
You can find your personalised limits directly in your application:
- Go to Card (shortcut at the bottom of the screen)
- Select Spending and withdrawal limits
What are the fees for payments in cryptoassets?
Some limits displayed for cryptoasset payments are subject to an additional restriction:
You may only use up to 80% of the value of the selected crypto wallet.
See the dedicated article: How can I pay with my cryptoassets using my Vancelian card?
*Fees applied:
- 1€ for any payment up to 100€
- 1% for any payment above 100€
Good to know
- The card limits and fees are also available on our website.
- The number of free withdrawals and the withdrawal limit are calculated over a rolling 31-day period.
- You can find more information about the Privilege Club here.
- Conditions may vary depending on the security policies applied by VISA and our banking partner Modulr.