How do I use the Flexible Project?

Our Flexible solution offers a more innovative and diversified approach with the potential for higher returns by leveraging the opportunities offered by digital assets and our mining program (Cloud Mining).

By placing funds in this solution, your daily earned returns are automatically added to your initial deposit, allowing you to benefit from attractive compound returns over the long term.

Compound interest refers to returns calculated on both the initial capital and the accumulated returns on that capital. In other words, compound interest applies not only to the initial capital but also to the interest already credited. With Vancelian, interest is credited daily, maximizing your gains.

You are free to withdraw your funds at any time!

You can create up to 5 Flexible Projects.

In short:

• You have the option to deposit in EURO or USDC.
• Once the deposit is made, the EURO or USDC are exchanged for various tokens whose nature is determined by the type of investment compartment allocation within the Flex Vault. In other words, in exchange for these EURO or USDC, you will receive different tokens related to the recommended investment compartments for the solution. This conversion is done via an OTC (Over-the-Counter) mechanism.
• The allocation of the Flexible solution is specified on the confirmation page for each deposit and can be viewed at any time in the "How It Works" section of the app.
• The allocation of the Flexible solution shows the current distribution in a given Flex Vault between:
  • A reserve in EURO
  • Different investment compartments linked to Digital Assets,
  • Mining Program or Cloud Mining (**) as defined in Article 4.2.8 of these T&Cs.

Through this diversified strategic allocation, Vancelian is able to offer a compound rate of 5% to 6.5%* per year depending on tier. *Please note that these returns are not fixed and may change depending on market conditions.

Your funds are never locked, and you can withdraw your money at any time.

You have two options:

• Withdraw in EURO
• Withdraw in USDC (Circle)

Please note that transaction fees will apply if you choose to withdraw in USDC, depending on your subscription level.

Is the Flexible solution liquid?

The average time for a deposit or withdrawal is between 10 seconds and 1 hour.

There may be a delay between the time you make a deposit or withdrawal in EURO or USDC in your Flexible solution and the receipt of tokens representing your effective subscription to investment compartments, as described in the FAQ "How it works."

You will be informed via push notification of the status of your deposit or withdrawal, especially if some of the investment compartments could not be subscribed.

Your returns are credited daily! However, only the investment compartments effectively held in your Flexible solution will generate interest.

If you make a deposit in the Flexible solution, your returns will begin the next day. This allows us to collect your funds and invest them in the different allocations.

If you make your deposit after the daily interest payments are triggered, the first payment will be made two days later. This is due to the time required to collect and make your funds available.

** Vancelian Cloud Mining Program

Through its subsidiaries, Vancelian has established partnerships with industry professionals (notably Hearst and/or Bitmain) to offer Bitcoin mining services (the "Cloud Mining Program") to its users. Bitcoin mining is a process that creates new bitcoins by using computing power from significant machines to solve complex mathematical problems through a mechanism called Proof of Work. The Mining Program allows users of the Flexible solution to rent computing power (hashrate) from mining machines owned by Vancelian's subsidiaries and operated by Vancelian's Partners ("Cloud Mining"). In exchange, users receive daily Bitcoin rewards, which are then converted into EURC by the relevant provider ("Mining Rewards").